Financial Power
PRIVACY POLICY

Welcome to Financial Power,
Here you can view - how you and your content is being protected under the privacy norms and how we take care of your concerns. We take the private nature of your Personal Information very seriously, and are committed towards protecting it. We’ve set up procedures to ensure that your information is handled responsibly and in accordance with the applicable data protection and privacy laws. We are grateful for your trust, and we will act that way. This Privacy Policy is intended to give you confidence in the privacy and security of the personal information we obtain from you. Hence, you can sit back and trust us. Please read the document carefully:

We at Financial Power firmly deem that your business and content is exclusively your domain. It is for you to decide and execute, and no one else can claim or infringe upon it. This Privacy Policy describes what information we collect when you visit our site, how we use that information, and what choices we offer you to access, update and control it. Your privacy is important to you and also to us. So we take utmost care to protect the information you share with us. To protect your privacy, we here at Financial Power follow strict ethics, code & conduct practices and principles, which are in accordance with universal norms for patron confidentiality and information safeguard. Always be aware, that Financial power will never ask you or any other related persons regarding your close sensitive information such as - your login password, bank account details, locker code, online banking password, transaction profile password, One time password ( OTP ), general password, credit card, debit card number and details, card verification code, expiry valid through dates and other such classified information personal to you, or for any, and all kinds of disclosure such as in open unhidden text or through email or un-coded or unencrypted form. If you receive any such request for disclosure it should be considered by you as phishing spam email for unlawful purposes. You must not respond, interact or try opening the same. Financial power shall not be liable in any manner, if you suffer any injury due to such disclosure of information to such agents who tend to simulate or generate faith by imitating authority of Financial Power. Kindly be alert and always be on adequate guard of the same. Further, we at Financial Power shall not vend away or give away or disseminate your name, postal address, phone number, email address or any other information to any person whatsoever unless authorized by you with the methods of the website or by any other written form. We shall never release your information to any other companies or third parties for marketing purposes.

We use and shall always keep using security measures comparable to extensively efficient online financial or net banking practices systems to shield your information from unlawful unauthorized unconstitutional users.

By accepting the Privacy Policy and the Terms of Service during registration you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the terms of the user agreement. This Privacy Policy is effective only upon acceptance in registration for new registering user’s and is otherwise effective from 29.06.2016 for all users.

Overview

We at Financial Power are hosting the domain www.financialpower.co.in based in the city of New Delhi, capital of INDIA in the Union of India as provided for in the Terms. In this privacy policy references like you, your or user means any person submitting any data to us or to our agent or the Site. Here we are engaged in commercial activities relating to providing of online accounting software solutions. Hereby in the whole privacy policy, a service will be implying Service(s) as mentioned and construed in the terms of services expressions and terminology herein is in line and in accordance with the terms of services.

Data protection is a matter of trust and user’s privacy is important to us. We shall therefore only use user's name and other information which relates to user in the manner set out in this privacy policy. We will collect only that information where it is necessary for us to do so and if it is relevant for our dealings with user. We protect and store user’s information for as long as, it is either required to by law or as is relevant for the purposes for which it was collected. When user uses the website or corresponding service(s), certain basic information regarding the location as well as the internet protocol address of the user gets traced to the website, and the servers. Such transference is of benign nature and is absolutely secure.

Personal data

We may collect various kinds of information, when a user seeks our service, provided by us on through the site. We may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. We may collect store and process user’s data for processing his purchase on the Site. On due process we may collect user's title, name, sex, E - mail address, postal address, billing address, in case of different telephone number, mobile number, fax number, payment details or bank account details. Kindly note that, we strictly need this information in order to allow the user to go ahead with availing our services. We may pass user's name and address on to a third party vendors in order to make delivery of the product or pass on information to the user. We may also use user’s data in order to manage the site, collect payment from user, enable users’ to subsequently use parts of the Site, detect any fraud or site abuses, payments that the user will make through the site will be processed by our company which is registered in INDIA .

User must inform us regarding any changes through our company’s representatives to incorporate the necessary changes in the user's actual order details stored with us and user may access this information by logging into user's personal account provided on the Site. User undertakes to treat the personal access data confidentially and not to make it available to unauthorized third parties. Financial Power shall not assume any liability for misuse of passwords.

We undertake not to share any of user's personal information with third parties without the user's explicit consent. We view protection of user’s privacy as a very important community principle. We understand clearly that user and user's Information is one of our most important assets. However, Financial Power is bound to share user / users’ personal information with 3rd (third) parties only in the ways as enumerated in this Privacy Policy.

Under no circumstances, do we rent, trade or share user’s personal information, which we have collected, with any other company for their marketing purposes, without the user's explicit consent.

Communications

If you choose to post any message on our blog message boards, chat rooms or other message areas or leave feedback for other users, we will collect that information which you provide to us. Kindly take into note that, if necessary, we shall retain that information, to resolve disputes, provide customer support and troubleshoot problems as permitted by law.

If you send us personal correspondence such as emails or letters or if other users or third parties send us any correspondence about your activities or postings on the Site, then we may collect such information into a separate file under your specific name.

With respect to customer review feedback, testimonial product satisfaction and other probable relative information that a user posts on the website blog question & answer forum or writes through E – mail, Financial Power has the right to use such material in good faith for the purposes of publication on website and or other marketing brochures or publicity materials. Further, when a customer calls Financial Power helpdesk for assistance or for any other related purposes, the said telephonic call shall be recorded for internal training review assistance and also for quality monitoring purposes.

Credit check and fraud prevention

We use standard and authorized payment services and our credit check and fraud prevention policies are aligned to the companies that are monitoring the method of payment. Further, all disputes would be handled by courts of Raipur, INDIA.

We may further generally anonym zed data about users of the site, and use it for various other purposes including ascertaining the general location of the users, and usage of certain aspects of the Site or a link contained in an email to those registered to receive them, and supplying that anonym zed data to third parties such as publishers. However, that anonym zed data will not be capable of identifying the user personally and such sharing of anonym zed data shall be subject to absolute confidentiality and only for professional purposes with no intent and chance of disclosure of personal information of the user.

Cookies

The acceptance of cookies is not a requirement for visiting the Site. However, we would like to point out that functionality on the Site and ordering is only possible with the activation of cookies. Cookies are tiny text files which identify user’s computer to our server as a ‘Unique User’ when user visits certain pages on the site. They are stored by user Internet browser on user's computer's hard drive. Cookies can be used to recognize user's Internet Protocol address saving user’s time while user is on or wants to enter the site. We only use cookies for users’ convenience in using the site for example to remember who the user is when user wants to amend user's shopping cart without having to re­enter user's email address and not for obtaining or using any other information about user for example targeted advertising. Users’ browser can be set to not accept cookies but this would ultimately restrict user to use of our Site. Hence, please accept our assurance that our use of cookies does not contain any personal or private details and are free from viruses. If the users’ want to find out more information about cookies go to www.allaboutcookies.org

The cookies enable recognition of the Internet browser. The data collected with these technologies is not used without separate authorization by the person concerned to personally identify the visitors to this Website and is not collated with personal data on the pseudonym holder. The permission for data recording and storage may at any time be cancelled with ongoing effect. Third – party advertisers may also create and access cookies, which will be subject to their privacy policies. Hence, we accept no responsibility or liability for the use of such third parties’ cookies.

Security

We at Financial Power value the security of your personal information. It is of utmost importance to us. We adopt appropriate technical security measures to prevent unauthorized or unlawful access to or accidental loss of or destruction or damage to your information. We use and shall always keep using security measures comparable to extensively efficient online financial or net banking practices systems to shield your information from unlawful unauthorized unconstitutional users. When we collect data through the site we collect user's personal details within a secured server. We use firewalls on our servers. However, we would like to remind you that no method of transmission over the Internet, or method of electronic storage, is 100% secure. Hence, though our constant endeavor is to use commercially acceptable means to protect your personal information, but we cannot guarantee its absolute security. Hence, users are strongly recommended not to send full credit or debit card details in unencrypted electronic communications to us. We maintain physical electronic and procedural safeguards in connection with the storage and collection of users’ information. Our security procedures connote that we may occasionally request proof of identity before we disclose any personal information to user. Hence, users are solely responsible for protecting / maintaining the confidentiality of the password and the account and are fully responsible for all activities that occur under their password and account. Hence, they should be cautious against unauthorized access to user password and to user computer. Financial Power cannot be held and will not be liable for any loss or damage arising from Users’ failure to comply with Information Technology Act

Any questions regarding these terms or the privacy policy or if you have any further concerns about Security then your queries should be directed to Contact Vikash Kumar Jain or email our Customer Service team at admin@financialpower.co.in.

Legal disclaimer

We at Financial Power strictly cooperate with law enforcement agencies and regulatory inquiries as well as other third parties to enforce laws related to intellectual property rights, fraud and other rights, and thereby we help to protect you as well as the community from bad elements. We may disclose your personal information and you also authorize us to disclose your name, street address, city, state, telephone number, email address, User ID history -

  1. As required by law, to investigate fraud, or respond to a verified request by any law enforcement agency or any other government officials such as to comply with a subpoena, or any other similar legal process.
  2. When we firmly believe in good faith that the disclosure of such information is absolutely necessary to prevent imminent physical harm or financial loss or report suspected illegal activity, to protect our rights, protect your safety or the safety of the community at large.
  3. We may pass users’ details to other companies in our group. We may also pass users’ details to our agents and subcontractors to help us with any of our uses of users’ data set out in our privacy policy for example we may use third parties vendors to assist us with delivering services to user, to help us to collect payments from user, to analyze data and to provide us with marketing or customer service assistance.
  4. We may use third parties to verify and certify our privacy principles. If a user objects to his / her Information being transferred or used in this way, please do not use the site.
  5. We may also transfer our data bases containing user's personal information, if we sell our business or part of it other than as set out in this privacy policy.
  6. We will share users’ personal information with 3rd (third) parties only in the ways as enumerated above in clause (a), (b), (c),(d) and (e). We ascertain that we shall not sell or disclose users’ personal data to third parties without obtaining the user's explicit consent; unless that is exclusively necessary for the purposes set out in this privacy policy or unless we are required to do so by law. However, the Site may contain advertisements of third parties and links to other sites or frames of other sites. Hence, please be aware that we are not responsible for the privacy practices or content of those third Parties or other sites nor for any third party to whom we transfer users’ data in accordance with our Privacy Policy. We strongly recommend that you review the privacy policy of any third-party applications or websites that you use.

Consent

By accepting the Privacy Policy and the Terms of Service during registration, you being the User expressly consent and agree to our collection, use and disclosure of your personal information in accordance with the manner set out in this Privacy Policy.

Copyright

We have copyright over this privacy policy. Use by third parties even by way of extract for commercial purposes is not allowed. Infringements may be subject to legal action.

Policy changes

Changes in this Privacy Policy will be posted on our Website. Users’ are advised to check our Website regularly to view our most recent Privacy Policy.